Understanding The Importance Of Motorcycle Insurance

3 Reasons Why It Makes Sense To Hire A Public Adjuster

by Raymond Gibson

If you have ever made any type of insurance claim, there is a good chance that you worked with a claims adjuster who was employed by the insurance company. For a small claim, working with the insurance company's adjuster is okay, but when you have a large loss, you may want to seriously consider hiring a public adjuster to assist you. A public adjuster is an insurance professional who offers his or her services independently. If you live in a city or metro area, you should not have any difficulty finding a public adjuster to hire. Some of the top reasons to hire a public adjuster when you experience a large loss and need to file an insurance claim include:

A Public Adjuster Protects Your Interests

The claims adjuster assigned to your case by the insurance company will most likely be polite and helpful, but at the end of the day, he or she is looking out for the interests of the insurance company, not yours. Since public adjusters are independent and not connected to any insurance company, you can expect the public adjuster that you hire to always keep your best interests in mind. He or she will use his or her expertise to help you, not the insurance company.

Ensure That You Get a Fair Settlement

When it comes to insurance companies, it is important to remember that they are in the business of making money, not paying it out. Thus, there is a good chance that the claims adjuster assigned to you by the insurance company will offer you the smallest settlement possible for your claim. Most people know very little about insurance claims and values, so they accept the low settlement amounts. If you hire a public adjuster, he or she will carefully review your claim to determine what it is worth and will then negotiate on your behalf to get a fair settlement.

No Out of Pocket Cost

Settling a large insurance claim can be quite stressful. Having an experienced professional on your side can make a big difference with how the process goes. One of the top reasons that you should hire a public adjuster after experiencing a large loss is the fact that doing so won't cost you a dime out of pocket. Instead, the public adjuster that you hire will be paid out of the settlement money that you receive from the insurance company.