29 December 2022
When you drive a car, you must have auto insurance. Auto insurance is a legal requirement, and it protects you and others. But how do agents calculate the costs of your policy? Does your car affect the rates? Many people know that their vehicles affect their rates but aren't sure how. Here is an explanation of your car's effects on the rates you pay for auto insurance coverage. Your car's value
15 November 2022
Some homeowners are unaware that their policies do not cover certain types of damage. This can be confusing when they need to file a claim, and it gets denied. There are different types of add-on coverage that can be added to standard home insurance. The following points identify a few types of add-ons. Flood Insurance Some policies do not cover damage from flooding. Individuals who reside in areas where floods have occurred in the past need to strongly consider this type of coverage.
29 September 2022
If you have taken out a general liability policy for your small business, you may feel it will provide all the coverage you need. Unfortunately, this is not true. A general liability insurance policy will help protect your business against property damage claims, injury-related medical expenses, associated court costs, settlements, and judgments. But there are numerous things your policy will not pay for. Here are a few things your policy will not cover.
25 August 2022
Owning a home is one of the most significant milestones in life. Once you accomplish this dream, the crucial next step is to protect it. To achieve this, you must consider buying a home insurance policy. In addition to providing protection in case of natural calamities, having home insurance coverage saves you from a financial setback should an accident occur. Contrary to popular misconception, this coverage delivers more than just property protection.
18 July 2022
A productive and efficient workforce is most importantly, a healthy workforce. So, extending health insurance coverage to employees is always a positive step. However, the process of selecting an insurance plan is not a quick one. Learn more about choosing a business insurance plan for your employee benefits package. Get Team Feedback It does not matter if you are introducing the health insurance coverage benefit for the first time or if this search process is part of an insurance plan update—begin the process with feedback from your employees.
7 June 2022
You may be able to save money on your policy just by making a few small changes. Read on for tips on how to lower your premiums and get a good deal on auto insurance. Review Your Coverage Take a look at your policy and determine if you carry any unnecessary coverage. If you are, you can save a lot by dropping it. For example, if you have collision coverage on an older car, it may not be worth the cost of the premium.
14 April 2022
If you live in a dry climate where the occurrence of fires is pretty common, then one of the best things you could do to protect your home is get fire insurance coverage. This will be easy to do if you follow a couple of protocols. See if Fire Damage Is Included in Current Policy It's important to note that a lot of standard home insurance policies will include fire damage in their list of perils that are covered.
14 March 2022
If you've signed a contract to buy a house that will double as your place of business for your small in-home daycare center, it's time to get to work on getting everything that is required for you to have when it comes time to close on the purchase, which includes getting home insurance. Home insurance is a requirement of mortgage companies as well as a requirement for daycare licensing. Here are a few helpful tips to get you and your business covered.
16 February 2022
If you have a car or plan to buy one, you need to understand the various components of an auto insurance policy. In other words, you should know the different types of coverage available. These auto insurance plans are available to help protect you, your vehicle, and passengers in case of an accident. Depending on your state of residence, some of these coverages are optional, while others are mandatory. Here are the three most common auto insurance plans that every car owner should know: