10 May 2017
If you own rental property, you probably already know you should have landlord insurance to protect you against damage to the home or liability issues that may crop up on the property (e.g. someone slips and falls). Besides the basic coverage, there are several optional riders you get that will provide additional protection against losses. Here are three you should consider adding to your policy. Rent Guarantee Insurance As a landlord, you have monthly costs that must be paid regardless of whether the home is rented or not.
16 August 2016
If your company is facing its first layoff, the process can be stressful and worrisome. As a business owner, there are many things you need to think about during this process to protect both you and your company. For example, one common concern during layoffs is the risk of increased worker's compensation claims. When employees think they may have no job to come back to soon, they're less likely to dismiss smaller discomforts and may exaggerate problems in an effort to seek worker's compensation benefits to help close the financial gap.
8 April 2016
Many people automatically envision car insurance when the conversation turns to personal vehicle coverage, and rightly so. But if you're the adventurous type who is always seeking new, fun ways to explore your world, who may have other vehicles in your stable than the traditional car, truck or minivan. The smartest approach is to make sure you've got the right kind of coverage for the right conveyance no matter what you happen to be riding or driving.
8 October 2015
If you've been told that you need SR22 insurance, it's likely that you've been convicted of a fairly serious driving violation, like a DWI or driving without insurance. Although it's often referred to as SR22 insurance, an SR22 filing is simply an additional form that your insurance company files with the state, verifying that you are maintaining insurance as ordered by the court. What else do you need to know about SR22 insurance?
18 June 2015
It can be hard to watch our parents grow older, but it's also an important part of life that should be dealt with proactively. By discussing practical matters with your elderly parents, you will help avoid many potential financial and lifestyle difficulties for both your parents and yourself. Discussing these matters in a frank, helpful manner can also help relieve your aging parents from feeling overwhelmed. Finances It's important that you and your parents have a solid handle on their finances.
21 April 2015
If you're new to the state of Florida and you plan to drive while you live here, it's a good idea to familiarize yourself with the state's somewhat nontraditional auto insurance system. Florida, along with a small handful of other states, has a no-fault insurance law. If you're coming from one of the many states that have traditional auto insurance systems that do assign fault, you may find Florida's system a little confusing at first, and it's best to learn how it works before you're in an accident.
16 March 2015
Well before they get their degree, student dentists can become liable to malpractice lawsuits as soon as they step out of a classroom. By working as a student dentist at a private office, you need to think about your insurance coverages along with honing your skills. Dental malpractice insurance can become complicated, but by breaking it down into different aspects, the coverage becomes a lot easier to understand. By being properly represented, you will have the proper defense when any type of malpractice suit arises.
30 January 2015
Buying your first home is an exciting time, but unfortunately, it can also be extremely stressful. In addition to moving all of your belongings and setting up utilities, you might also find yourself wondering how to foot the bill if something were to happen with your investment. However, a decent homeowner's insurance policy can protect you from financial disaster in the event that your home burns to the ground. Here are three things you should discuss with your agent, so that you are prepared for the unfamiliar road ahead:
13 January 2015
If you are like most people, you might grimace when you shell out the cash for your monthly car insurance payment. On average, Americans spend $1,510 per year, or about $125.83 per month on car insurance alone. Unfortunately, you might be spending more than you need to. Here are two easy ways to decrease your auto insurance premiums, so that you can do something more fun with your money. 1: Increase Your Deductible