29 September 2022
If you have taken out a general liability policy for your small business, you may feel it will provide all the coverage you need. Unfortunately, this is not true. A general liability insurance policy will help protect your business against property damage claims, injury-related medical expenses, associated court costs, settlements, and judgments. But there are numerous things your policy will not pay for. Here are a few things your policy will not cover.
25 August 2022
Owning a home is one of the most significant milestones in life. Once you accomplish this dream, the crucial next step is to protect it. To achieve this, you must consider buying a home insurance policy. In addition to providing protection in case of natural calamities, having home insurance coverage saves you from a financial setback should an accident occur. Contrary to popular misconception, this coverage delivers more than just property protection.
18 July 2022
A productive and efficient workforce is most importantly, a healthy workforce. So, extending health insurance coverage to employees is always a positive step. However, the process of selecting an insurance plan is not a quick one. Learn more about choosing a business insurance plan for your employee benefits package. Get Team Feedback It does not matter if you are introducing the health insurance coverage benefit for the first time or if this search process is part of an insurance plan update—begin the process with feedback from your employees.
7 June 2022
You may be able to save money on your policy just by making a few small changes. Read on for tips on how to lower your premiums and get a good deal on auto insurance. Review Your Coverage Take a look at your policy and determine if you carry any unnecessary coverage. If you are, you can save a lot by dropping it. For example, if you have collision coverage on an older car, it may not be worth the cost of the premium.
14 April 2022
If you live in a dry climate where the occurrence of fires is pretty common, then one of the best things you could do to protect your home is get fire insurance coverage. This will be easy to do if you follow a couple of protocols. See if Fire Damage Is Included in Current Policy It's important to note that a lot of standard home insurance policies will include fire damage in their list of perils that are covered.
14 March 2022
If you've signed a contract to buy a house that will double as your place of business for your small in-home daycare center, it's time to get to work on getting everything that is required for you to have when it comes time to close on the purchase, which includes getting home insurance. Home insurance is a requirement of mortgage companies as well as a requirement for daycare licensing. Here are a few helpful tips to get you and your business covered.
16 February 2022
If you have a car or plan to buy one, you need to understand the various components of an auto insurance policy. In other words, you should know the different types of coverage available. These auto insurance plans are available to help protect you, your vehicle, and passengers in case of an accident. Depending on your state of residence, some of these coverages are optional, while others are mandatory. Here are the three most common auto insurance plans that every car owner should know:
28 December 2021
Suspended licenses usually have a negative impact on the license holders. For instance, it won't be easy to drive to work, handle the daily responsibilities of the family or drive vehicles at work. Given these challenges, many drivers desire to reinstate their driving privileges as soon as possible to avoid the inconveniences linked with losing a license. One reliable way to accomplish this is getting SR22 insurance. Why Are Driving Licenses Suspended?
10 November 2021
When you get a quote from an auto insurance company, they use a pool of data and information to figure out the risks of providing you with insurance. That level of risk is how they determine what to charge you for your premium. A large range of factors is taken into consideration to arrive at that number. Driving Record Your driving history matters, everything from how many accidents you have been involved in to how many traffic tickets you have accumulated.
7 October 2021
The first thing that just about everyone considers when choosing an auto insurance provider is the quote they provide for their current policy. While this is understandable, choosing the absolute best provider for your auto insurance needs will require you to look beyond the price of your current policy. Read on to learn more about a few other factors that you may wish to consider when selecting an auto insurance company.