27 July 2017
Being involved in a car collision can turn any good day into a bad one fast. However, these do occur on a routine basis, and if you drive a great deal the chances are high you may have one. The bad news is being in an automobile crash typically means increased insurance rates for you. It's essential to find things you can do to lower these costs to allow your coverage to remain affordable for you.
22 June 2017
As the saying goes, the only constant is change. While businesses may have been able to get away with only needing regular liability insurance a few decades ago, the internet has brought new problems business owners must be prepared to deal with. Here are two types of business insurance you should consider getting to help protect your company from modern-day threats. Cyber Liability Insurance If your company conducts any type of business online or has a system that uses a network of any kind that could be accessed by people outside the company, then you need cyber liability insurance.
10 May 2017
If you own rental property, you probably already know you should have landlord insurance to protect you against damage to the home or liability issues that may crop up on the property (e.g. someone slips and falls). Besides the basic coverage, there are several optional riders you get that will provide additional protection against losses. Here are three you should consider adding to your policy. Rent Guarantee Insurance As a landlord, you have monthly costs that must be paid regardless of whether the home is rented or not.
2 March 2017
Depending on the auto insurance laws in your state, you might be required to get coverage. If you have been driving around without coverage, it is important to get it as soon as possible if it is mandatory. There are several things that can happen if you get caught driving without auto insurance coverage. The coverage is actually worth investing in because it can come in handy if you get into a collision.
16 August 2016
If your company is facing its first layoff, the process can be stressful and worrisome. As a business owner, there are many things you need to think about during this process to protect both you and your company. For example, one common concern during layoffs is the risk of increased worker's compensation claims. When employees think they may have no job to come back to soon, they're less likely to dismiss smaller discomforts and may exaggerate problems in an effort to seek worker's compensation benefits to help close the financial gap.
4 August 2016
Choosing the right life insurance plan is important. This is money that will be paid by an insurer to your beneficiaries when you die. If you have family that you want to leave financially protected when you die, you should strongly consider getting life insurance. However, you will want to rely on specific tips that can make doing so much more useful for you. Tip #1: Know your needs It's a great idea to sit down and figure out how much life insurance you will need to purchase.
8 April 2016
Many people automatically envision car insurance when the conversation turns to personal vehicle coverage, and rightly so. But if you're the adventurous type who is always seeking new, fun ways to explore your world, who may have other vehicles in your stable than the traditional car, truck or minivan. The smartest approach is to make sure you've got the right kind of coverage for the right conveyance no matter what you happen to be riding or driving.
8 October 2015
If you've been told that you need SR22 insurance, it's likely that you've been convicted of a fairly serious driving violation, like a DWI or driving without insurance. Although it's often referred to as SR22 insurance, an SR22 filing is simply an additional form that your insurance company files with the state, verifying that you are maintaining insurance as ordered by the court. What else do you need to know about SR22 insurance?
18 June 2015
It can be hard to watch our parents grow older, but it's also an important part of life that should be dealt with proactively. By discussing practical matters with your elderly parents, you will help avoid many potential financial and lifestyle difficulties for both your parents and yourself. Discussing these matters in a frank, helpful manner can also help relieve your aging parents from feeling overwhelmed. Finances It's important that you and your parents have a solid handle on their finances.
21 April 2015
If you're new to the state of Florida and you plan to drive while you live here, it's a good idea to familiarize yourself with the state's somewhat nontraditional auto insurance system. Florida, along with a small handful of other states, has a no-fault insurance law. If you're coming from one of the many states that have traditional auto insurance systems that do assign fault, you may find Florida's system a little confusing at first, and it's best to learn how it works before you're in an accident.