18 January 2018
If you decide to keep your current home as rental property when moving to a new house, you will need to contact an insurance company to get a landlord insurance policy for your current home. A landlord policy is something needed when a person owns rental property, and here are three things to know about this form of insurance. Why You Need a Different Policy You may wonder why you wouldn't just keep the current coverage you have on the house, but it's important to understand that you cannot keep your current coverage.
11 November 2017
Buying home insurance can be overwhelming. There are a lot of decisions you have to make and a lot of numbers are presented to you quickly. Unfortunately, this can lead to you buying a policy that does not meet your needs, does not cover the entire cost of your home or does not fully protect your home. Here are a few of the common mistakes that are made when it comes to homeowner's insurance policies and how you can avoid these mistakes.
29 September 2017
If are not currently happy with the insurance coverages you have and are considering switching companies, you may want to consider looking for a local company. Switching to a local company may not always offer the cheapest rates on policies, but it does offer advantages that you can benefit from. Here are some of the advantages you should consider as you look for a new insurance company for your insurance needs:
4 September 2017
When you're in need of court bonds that serve you, take the time to reach out to professionals that can assist you in this regard. A court bond refers to a surety that protects your assets during the potentially turbulent matters of court proceedings. If you'd like to look into the possibility of securing one of these bonds from a quality professional, it takes an understanding of how they help, on top of shopping with the best around.
27 July 2017
Being involved in a car collision can turn any good day into a bad one fast. However, these do occur on a routine basis, and if you drive a great deal the chances are high you may have one. The bad news is being in an automobile crash typically means increased insurance rates for you. It's essential to find things you can do to lower these costs to allow your coverage to remain affordable for you.
22 June 2017
As the saying goes, the only constant is change. While businesses may have been able to get away with only needing regular liability insurance a few decades ago, the internet has brought new problems business owners must be prepared to deal with. Here are two types of business insurance you should consider getting to help protect your company from modern-day threats. Cyber Liability Insurance If your company conducts any type of business online or has a system that uses a network of any kind that could be accessed by people outside the company, then you need cyber liability insurance.
10 May 2017
If you own rental property, you probably already know you should have landlord insurance to protect you against damage to the home or liability issues that may crop up on the property (e.g. someone slips and falls). Besides the basic coverage, there are several optional riders you get that will provide additional protection against losses. Here are three you should consider adding to your policy. Rent Guarantee Insurance As a landlord, you have monthly costs that must be paid regardless of whether the home is rented or not.
2 March 2017
Depending on the auto insurance laws in your state, you might be required to get coverage. If you have been driving around without coverage, it is important to get it as soon as possible if it is mandatory. There are several things that can happen if you get caught driving without auto insurance coverage. The coverage is actually worth investing in because it can come in handy if you get into a collision.
16 August 2016
If your company is facing its first layoff, the process can be stressful and worrisome. As a business owner, there are many things you need to think about during this process to protect both you and your company. For example, one common concern during layoffs is the risk of increased worker's compensation claims. When employees think they may have no job to come back to soon, they're less likely to dismiss smaller discomforts and may exaggerate problems in an effort to seek worker's compensation benefits to help close the financial gap.
4 August 2016
Choosing the right life insurance plan is important. This is money that will be paid by an insurer to your beneficiaries when you die. If you have family that you want to leave financially protected when you die, you should strongly consider getting life insurance. However, you will want to rely on specific tips that can make doing so much more useful for you. Tip #1: Know your needs It's a great idea to sit down and figure out how much life insurance you will need to purchase.